中文版 Updated 27 October 2026

Mortgage brokers in Singapore: seven firms, in order

Seven mortgage brokers in Singapore, for buyers and for owners refinancing a home, commercial or industrial property. Each entry says which loans the broker handles, who pays it, how many banks its own pages say it compares, and how to reach it.

In brief

The list at a glance

1. SHL Consulting (AnjiaSG) Nine named banks compared, free to the borrower
2. MortgageWise 10 lenders, rates and minimums published
3. Home Loan Whiz Homes to industrial property, 16+ banks
4. KeyQuest Mortgage 18 banks, homes to industrial property
5. DollarBack Mortgage Refinancing cash reward up to S$3,300
6. Redbrick Mortgage Advisory 16 banks and institutions, six kinds of loan
7. Mortgage Master Home loans and refinancing, no broker fee

Criteria

What counts on this list

Where the sources show it, each entry’s facts speak to these points.

Registered with ACRA, with the date of registration
The loans it handles: HDB flats, private homes, commercial and industrial property, new purchases and refinancing
The banks it compares, where its own pages count or name them
Who pays it, and what the borrower pays
Any minimum loan size or reward terms it publishes
Service languages

How we choose

In detail

Every entry in full

7 entries, each with its UEN. Facts from public registers and from the providers themselves, each with the date it was checked.

1. SHL Consulting (AnjiaSG)

Best for: Home, commercial and industrial loans compared across all major banks

SHL Consulting (AnjiaSG)'s main strength is that it partners with nine banks, from DBS, OCBC and UOB to CIMB, so it can compare packages across all of them and match each client with the loan that suits them. It works as a mortgage broker on loans for homes, commercial premises and industrial property, whether for a new purchase or a refinancing, and its speciality is foreigners and borrowers with income from abroad.

Founded in 2019 and operating as SHL Consulting Pte. Ltd. since April 2023.
A mortgage broker: the mortgage work is handled inside the firm.
Compares loans across the major banks: DBS, OCBC, UOB, Standard Chartered, HSBC, Citibank, Maybank, Bank of China and CIMB.
Partners with the nine banks it compares.
The service is free to the borrower; the firm is paid by the bank.
Home, commercial and industrial property loans, for new purchases and refinancing, covering HDB flats, executive condominiums, private homes, commercial and industrial property.
A speciality in foreigners and borrowers with overseas income.
It also publishes a reference library in Chinese, English and Vietnamese, with about 600 articles in each language and more than 250 new-launch project pages.
Has advised on more than 60 property transactions worth over S$210 million in total, for more than 20 high-net-worth and ultra-high-net-worth clients and families.
The firm’s founder has been quoted by CNA in three articles on foreign buyers, stamp duty and property compliance, was featured by EBC Taiwan’s financial news channel, and appeared in a video feature by ERA Singapore.

Address: 111 Somerset Road, #05-13 TripleOne Somerset, Singapore 238164
Phone: +65 8905 2292
Website: anjiasg.com
Languages: Chinese and English
UEN: 202316378R (SHL Consulting Pte. Ltd.)

2. MortgageWise

Best for: Borrowers who want rates and minimum loan sizes published before they call

MortgageWise publishes a rates table with a minimum loan for each package, and its about page counts 10 lenders. It covers HDB flats, executive condominiums, private homes and commercial property bought in a personal name, for purchases and refinancing, as well as home equity term loans.

Its terms say the banks pay it a referral fee, so the service is free to the client, and it sends a S$100 FairPrice eGift voucher once a loan of at least S$500,000 is accepted. Its home page says it does not give financial advice and is not licensed or regulated by MAS. ACRA shows its company registered in January 2016.

ACRA shows MortgageWise Pte. Ltd. registered in January 2016.
Its rates pages cover private homes, executive condominiums, HDB flats and commercial property bought in a personal name, for purchases and refinancing, and it also arranges home equity term loans.
Its about page gives a count of 10 lenders.
Its terms say the banks pay it a referral fee, so its service is free to the client.
Its rates table gives a minimum loan for each package; about a month after a loan of at least S$500,000 is accepted it sends a S$100 FairPrice eGift voucher, and its partner law firms give a preferential legal fee.
Its home page says it does not give financial advice and is not licensed or regulated by the Monetary Authority of Singapore (MAS).

Address: 10 Anson Road, #05-01 International Plaza, Singapore 079903
Phone: +65 6539 9881
Email: info@mortgagewise.sg
Website: mortgagewise.sg
Languages: English (website)
UEN: 201600715N (MortgageWise Pte. Ltd.)

3. Home Loan Whiz

Best for: Buyers of commercial or industrial property as well as homes

Home Loan Whiz covers new purchases, refinancing and equity loans, and has a page of its own on financing the purchase of commercial and industrial property. Its home page says it compares packages across "16+ banks"; another of its pages counts "20+ Banks & Partners".

Its FAQ says the banks pay it a small fee for each case it refers, so the service is free to the borrower. Its privacy policy names L'Affluence Asia Pte. Ltd. as the company behind it, which ACRA shows registered in October 2013.

ACRA shows L'Affluence Asia Pte. Ltd., the company its privacy policy names, registered in October 2013.
Its home page lists new property purchases, refinancing, equity loans and commercial property financing, and a page of its own covers commercial and industrial property purchases.
Its home page says it compares home loan packages across "16+ banks"; another of its pages counts "20+ Banks & Partners".
Its FAQ says the banks pay it a small fee for each case it refers, so its service is free.

Address: 6001 Beach Road, #22-01 Golden Mile Tower, Singapore 199589
Phone: +65 6715 1559
Email: info@homeloanwhiz.com.sg
Website: homeloanwhiz.com.sg
Languages: English (website)
UEN: 201328796D (L'Affluence Asia Pte. Ltd.)

4. KeyQuest Mortgage

Best for: Owners refinancing a home, commercial or industrial property

KeyQuest Mortgage's home and about pages say it works across 18 banks, and its enquiry form takes private homes, HDB flats, executive condominiums, and commercial and industrial property, for a new purchase or a refinancing.

Its FAQ says the service is free of charge with no hidden fees, and its commercial loan page says it charges every partner bank the same to refer a case. ACRA shows Keyquest Ventures Private Limited, the company its data protection notice names, registered in September 2014.

ACRA shows Keyquest Ventures Private Limited, the company its data protection notice names, registered in September 2014.
Its pages cover residential and commercial loans, and its enquiry form takes private homes, HDB flats, executive condominiums, and commercial and industrial property, for a new purchase or a refinancing.
Its home and about pages say it works across 18 banks; one line of its commercial loan page says over 19.
Its FAQ says its services are free of charge, with no obligations and no hidden fees, and its commercial loan page says it charges every partner bank the same to refer a case.

Address: 114 Lavender Street, #05-77 CT Hub 2, Singapore 338729
Phone: +65 9863 8455
Email: contactus@keyquestmortgage.com.sg
Website: keyquestmortgage.com.sg
Languages: English (website)
UEN: 201427879M (Keyquest Ventures Private Limited)

5. DollarBack Mortgage

Best for: Owners refinancing a loan of S$300,000 or more who want a cash reward

DollarBack Mortgage's pages are built around refinancing and its reward: a refinancing package from a participating bank, on a loan of at least S$300,000, brings a cash reward of up to S$3,300 depending on the loan amount, on top of the banks' legal fee subsidy. It also covers new HDB and private property loans, property under construction and home equity loans.

Its home page says one consultation covers more than 16 lenders, where its about page says over 11 banks. The banks pay it a referral fee, so the service is free, and its home page says it does not give financial advice and is not licensed or regulated by MAS. ACRA shows its company registered in March 2018.

ACRA shows DollarBack Mortgage Pte. Ltd. registered in March 2018.
Its pages cover new HDB and private property loans, loans for property under construction, refinancing, home equity loans and in-principle approval.
Its home page says one consultation covers more than 16 lenders and over 145 packages; its about page says it works with over 11 banks.
Its home page says the banks pay it a referral fee, the service is free and there are no upfront fees.
Its home page says a refinancing package from a participating bank, on a loan of at least S$300,000, brings a cash reward of up to S$3,300 depending on the loan amount, on top of the banks' legal fee subsidy.
Its home page says it does not give financial advice and is not licensed or regulated by MAS.

Address: 25 Loyang Crescent, #04-05, Singapore 508988
Phone: +65 9816 4855, +65 9298 6367
Email: consult@dollarbackmortgage.com
Website: dollarbackmortgage.com
Languages: English (website)
UEN: 201809863E (DollarBack Mortgage Pte. Ltd.)

6. Redbrick Mortgage Advisory

Best for: Borrowers who need a construction, bridging or equity loan as well as a home loan

Redbrick lists six kinds of loan: residential home loans, commercial and industrial property loans, home construction loans, bridging loans, international home loans and equity loans. Its team page says it seeks options from 16 banks and financial institutions in Singapore and names 12 of them.

Its terms of use say the service costs the user nothing, the company being paid by the financial providers when they help a user obtain a product. ACRA shows RBMA Pte. Ltd., the company those terms name, registered in May 2018.

ACRA shows RBMA Pte. Ltd., the company its terms of use name, registered in May 2018.
Its services are residential home loans, commercial and industrial property loans, home construction loans, bridging loans, international home loans and equity loans.
Its team page says it seeks mortgage options from 16 banks and financial institutions in Singapore, and names 12 of them.
Its terms of use say the service is free to the user and that the company is paid by the financial providers when they help a user obtain a product.

Address: 1 Coleman Street, #08-11, Singapore 179803
Phone: +65 8898 6868
Email: enquiry@redbrick.sg
Website: redbrick.sg
Languages: English (website)
UEN: 201815787M (RBMA Pte. Ltd.)

7. Mortgage Master

Best for: Home buyers and owners refinancing an HDB flat or a private home

Mortgage Master handles home loans: HDB and private property loans, property under construction, refinancing, home equity and bridging loans; the pages read list no commercial or industrial loan. Its home page says it compares all major Singapore banks, with broker rates from 12 banking partners.

Its FAQ says every bank pays it the same referral fee on a successful loan, and its home page says the borrower pays no broker fee. ACRA shows Morins Consultancy Pte. Ltd., one of the companies its privacy policy names, registered in January 2016.

ACRA shows Morins Consultancy Pte. Ltd., one of the companies its privacy policy names, registered in January 2016, at the postcode its pages give.
Its services are HDB and private property loans, loans for property under construction, refinancing, home equity loans and bridging loans; the pages read list no commercial or industrial loan.
Its home page says it compares all major Singapore banks and gets broker rates from 12 banking partners.
Its FAQ says it earns a referral fee from each bank on every successful loan, the same from every bank, and its home page says the borrower pays no broker fee.

Address: 1008 Toa Payoh North, #05-17, Singapore 318996
Phone: +65 6974 7673
WhatsApp: +65 9785 8487
Email: contact@mortgagemaster.com.sg
Website: mortgagemaster.com.sg
Languages: English (website)
UEN: 201602024G (Morins Consultancy Pte. Ltd.)

Before you call

Questions to settle first

What does a mortgage broker cost in Singapore? Nothing, on what the seven brokers on this page say: each says it is paid by the banks or other lenders, not by the borrower. The loan's own costs, such as legal and valuation fees, are separate. Two of the seven publish rewards on top: MortgageWise a S$100 voucher on a loan of at least S$500,000, and DollarBack Mortgage a refinancing cash reward of up to S$3,300 on a loan of at least S$300,000.

How do I choose a mortgage broker? Start from the loan you need. Five of the seven say they handle commercial property as well as homes; DollarBack Mortgage and Mortgage Master list home loans only. Then ask how many banks the broker compares and which, whether it will tell you when repricing with your own bank is the better move, and whether every bank pays it the same, as Mortgage Master and KeyQuest Mortgage say on their pages.

Does a mortgage broker need a licence? The rules of the Monetary Authority of Singapore (MAS) on housing loans apply to the lenders: its page on the debt servicing rules lists banks, finance companies and merchant banks. MortgageWise and DollarBack Mortgage say on their own pages that they do not give financial advice and are not licensed or regulated by MAS. So check the broker's company on ACRA's BizFile under the name it gives you (every entry here shows its UEN), and read the bank's letter of offer itself.

How much can I borrow for a home? MAS's page on loan limits says a borrower with no other housing loan may borrow up to 75% of the property's value, or 55% where the loan runs beyond 30 years (25 years for an HDB flat) or past the borrower's age of 65. Its page on servicing ratios caps total monthly debt repayments at 55% of gross monthly income, and, for an HDB flat or an executive condominium still inside its minimum occupation period, repayments on property loans at 30%.

When should I start looking at refinancing? Mortgage Master's FAQ puts the usual time to start a refinancing at least three months before the loan's lock-in period ends, and a repricing about a month before. Repricing, as DollarBack Mortgage's FAQ puts it, moves you to a new package at the same bank; refinancing moves the loan to another bank.